Bar Admission

New York



University of Puerto Rico, BBA, magna cum laude

Hofstra University School of Law, JD

Contact Information

[email protected]


T (212) 888-3100

Carmen I. Pagan, Esq.

Carmen I. Pagan is a Partner of the Firm and Head of Agency Lending Practice.  Carmen concentrates her practice in real estate matters. She represents DUS and construction lenders, seller/servicers and other financial institutions in all aspects of commercial lending, including conventional loans, senior housing, student housing, credit enhancement for municipal mortgage bond financings originated through Freddie Mac Seller/Servicer and Capital Markets Execution programs, and Fannie Mae DUS program.

Carmen also has experience with portfolio and cross-collateralized loans at a national level and other loans involving:

  • Affordable housing/subsidies complex structures

  • IRS Section 1031 like-kind exchanges

  • Lease-back structures

  • Ground leases

  • Master leases

  • Real estate investment trusts

  • Industrial development agencies

  • State housing finance agencies

  • Local municipalities

  • Defeasance

  • Low income housing tax credits

  • Historic tax credits

  • Other various types of funds